Secrets of Self-Storage Units
Posted on June 25, 2009 - Filed Under Business | Leave a Comment
In an earlier article, I mentioned the value of self-storage units as valuable real estate gems, even if they aren't in the commercial real estate mainstream. I'd like to explore some basic considerations for this type of investment, as it is something I get asked about with some frequency.
First, you need to consider the overall demand for the units you may have in mind. I've heard many an investor talk about some location near them that would be “perfect for storage units”. Perfect perhaps for them, but not necessarily a good investment. It all comes down to the number of available units in your area and how “full” they are to make a truly good investment decision.
Whole Life Insurance Is, by Definition, Not an Investment
Posted on June 25, 2009 - Filed Under Business | Leave a Comment
A whole life (WL) insurance policy bears some of the characteristics of an investment. However, at its core, it is a contract and is not an investment. Because an insurance policy is a contract, it makes promises that no investment can…
Promises and Guarantees NOT Available With ANY Investment…
Shift The Middle - A Proven Commercial Real Estate Negotiation Technique
Posted on December 18, 2008 - Filed Under Business | Leave a Comment
In Commercial Real Estate negotiations, a natural response is to try and “meet in the middle”, once an opening price has been established. If I say 10 and you say 20, both sides expect a middle position response, in this case 15, as a reasonable compromise to begin to lower the price.
The Shift the Middle technique can maneuver your negotiating partner to split the difference in your favor and move them toward the number you need.
It begins with a traditional “meet half-way” or “meet in the middle” basis for bargaining. I add a little twist I call “Shift the Middle”, that benefits you in any negotiation. This is a simple negotiation technique that provides consistent profitable results for you in any transaction. It has enormous value and it is a tactic you can use again and again when bargaining.
Does Value Investing Still Work?
Posted on December 17, 2008 - Filed Under Finance | Leave a Comment
The essence of technical analysis involves studying of past financial market data to forecast price trends and make an investment decision based on this. Technical analysis only takes into consideration price behavior of the market. Unlike in value investing, technical analysis doesnt care about the value of a company.
What’s the use of analyzing past market data when the market is random. There can be a 50% chance of going up and another 50% of going down, why do we still need to study Technical Analysis.
As I explained in the earlier article about how psychology affects investment, investors move in a crowd approach (causing a trend) and this cause support (lowest price point of this trend) and resistance (highest price point of this trend) levels to be formed until something drives the stock higher or even lower.
Investing Is Like Playing Tennis
Posted on December 2, 2008 - Filed Under Finance | Leave a Comment
I’m not a professional tennis player. I’m not even a tennis player. The last time I touched a tennis racket was 5 years ago. But I did read about how a professional tennis player aims to hit as many balls to the opponent to make him miss, in order to win. An amateur , on the other hand, aims to try to catch as many balls as possible, aiming not to make any mistakes till his opponent eventually makes a mistake and causes himself to lose. That’s defensive playing.
Exercising Stock Options, Part 4
Posted on November 29, 2008 - Filed Under Finance | Leave a Comment
One of two things needs to happen in this situation. Either the stock’s current market value needs to rise quickly so that your call premium will be greater than the 5 you paid, or the stock’s market value has to rise enough points by expiration to offset time value (3 points) plus grow beyond the intrinsic value level.
This shows how option buyers need to evaluate risk. In the example, time value represents three-fifths of the total premium. If expiration comes up quickly, the stock will need to increase significantly in a short period of time to produce a profit. In thinking about whether it makes sense to buy such a call, consider these alternatives, especially if you believe that the stock will rise in value:
Brilliant Silver And Gold Nuggets 4 U
Posted on November 20, 2008 - Filed Under Finance | Leave a Comment
Yes cash is king but is it real money?
Does it have real intrinsic value or does it require an uninformed blind faith to make it operate in the market place of exchange.
The mighty green back is taking a beating lately, confidence is waning but the old institution must carry on.
Greenspan is gone and he was the master weaver of confidence and correction of the markets, but his time had to come and now it appears that we are entering a new age where the ancient precious metals comes back into reemergence as the safe haven for true value.
Gold and its lessor but not to be underestimated cousin Silver once again regain the true hedge for these uncertain times that we live in.
The NASDAQ bubble has corrected back to reasonable levels and the old blue chip DOW fights on and for how long who can say.
More and more the seasoned experts are waiting for the day of collapse.
Maybe not 1929 all over as we have many safeguards and some auto corrections which can pump the machine back up on the event of the black day, when it all turns big bear when everybody jumps with a reckless frenzy of selling sending it all crashing.
Five Key Condsiderations For Choosing The Right Commercial Real Estate Broker
Posted on November 12, 2008 - Filed Under Business | Leave a Comment
Commercial Real Estate investing requires working with the right Commercial Broker to reach your investment goals. The following Five Key considerations will determine if a broker will bring you a stream of quality properties you are looking for and makes your business their priority.
Key consideration number one: Do your due diligence.
Start by doing the same kind of Due Diligence on your Broker Candidates as you would on properties themselves. This will increase the probability that the broker you choose will be the right broker. Make sure you create a guideline containing your specific goals and needs to qualify your broker candidates. I research the agents that I will potentially be working with. I read their brochures, promotional literature, websites, past closings, etc so I can cross reference credentials and history with other brokers in the marketplace. Remember, choosing the right Commercial Real Estate broker can potentially net you millions of dollars worth of time and money.
Five Tips For Renting A Property Quickly
Posted on October 15, 2008 - Filed Under Business | Leave a Comment
Renting a property can be a tedious task. A task that can either make or break any small landlord. Ensuring that ones properties get rented quickly and efficiently is the key to generating and sustaining healthy profits. For this reason, five tips for renting a property quickly and painlessly are discussed in the remainder of this article.
1.) Send out an “Intent to Return” form – One of the most powerful techniques, sending out a form asking current tenants if they intend to stay another year allows the landlord to prepare for a possible vacancy. If feasible, send the letter two months before the current tenant’s lease is due to expire. If the tenant is planning on leaving, this will give the property manager plenty of time to find a replacement.
Invest In Deals Not Markets
Posted on October 12, 2008 - Filed Under Business | Leave a Comment
People who’ve always put their money in blue-chip stocks, bonds, and money-market accounts commonly think of real estate as being an inherently risky investment. While real estate can be risky, you can certainly limit that risk by educating yourself. My experience shows that certain types of investments in real estate can be inherently safer than others, particularly where there is uncertainty in the future of the market, whether it will go up or down.
After all, real estate is a survival game - anyone can make money in rising markets, but those who survive the down markets retire wealthy. Always invest in “safe” deals—and you’ll survive long term in this business. Remember, there is no 100-percent “safe” deal, but being thoughtful, conservative, and defensive will increase your odds of long-term success in real estate investing whether markets are up or down.
Women And Real Estate
Posted on October 9, 2008 - Filed Under Business | Leave a Comment
If you don’t already own a home, there are so many reasons to from a financial perspective: build equity, save money on taxes and use your equity as back-up security. However, as a woman there is an even important reason, it is a tremendous source of security for your future. Many women that own real estate have seen success in other parts of their financial lives as well! If you already own a home, you should think about paying down your mortgage a bit more each month or year.
Secret Of Online Stock Trading Brokerages
Posted on September 27, 2008 - Filed Under Finance | Leave a Comment
And some of them will even give you free stock tips, tools, software and classes so you can be more knowledgeable about the stock market and trading in general.
These online brokerages allow you to buy stock or even pieces of shares of stock (if you want to) and offer everything a normal broker would do. You will need to open an account with them which could range from nothing up to $15,000 or more.
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